AI agents manage billions.
When things go wrong, there's no safety net.
≈600–760 documented on-chain security incidents per year, three years running (≈2/day).
Existing cover — Nexus Mutual, Amulet, Neptune Mutual — insures the smart contract, not the agent. The owner absorbs 100% of the loss.
Sources: Elliptic · Chainalysis · TRM Labs · Bloomberg (2026) · Chainalysis (2022) · CoinDesk (2024) · CertiK Hack3d (2023–2025)
Autonomous agents lose capital every hour — exploits, oracle failures, MEV, silent halts. Most of it is uncovered.
Assess
The risk engine scores an agent across 15 on-chain factors in 5 categories — wallet history, execution quality, portfolio health, protocol exposure, behavioral patterns. No forms, no underwriters.
Underwrite
Premiums are priced deterministically from the risk surface. Eligible agents receive a quote in the same transaction; extreme-risk agents are declined with a remediation path.
Settle
Coverage is parametric. When a trigger condition is met on-chain, the payout executes in the same block — no claims process, no paperwork, no discretion.
Stake
Coverage pools are funded by stakers who deposit USDC, earn the premium flow, and absorb trigger payouts. Pool health and exposure are fully visible on-chain.
drawdown > 20%Portfolio drawdown breaches the covered threshold within the policy window.
exploit_flag == trueA covered protocol the agent interacts with is flagged as exploited.
oracle_deviation > 3σPrice feed the agent depends on deviates beyond tolerance.
liveness_fail > 6hAgent halts unexpectedly and misses its operational heartbeat.